Life Insurance with Living Benefits
Retirement Protection | Work-from-Home Income
If You Got Sick
or Hurt, Could
Your Family Still
Pay the Bills?
Keep your family safe if life takes a turn and explore ways to earn from home without missing time with your kids.
If juggling work,
childcare, and family
feels impossible,
there’s a way to
earn from home
on our schedule,
and become part
of a team that
supports moms
like you.”
Work From Home. Keep Your Family Safe. Earn Money With Purpose.
Many moms have a hard time working full time and being with their kids. Paying for childcare and trying to do everything can be very stressful. This site can help you protect your family and make money from home.
Here is how it can help:
-
Keep your family safe with life insurance and retirement plans
-
Work from home and set your own hours
-
Earn money while learning new skills
-
Have more time to spend with your children
If you want help with money and time for your family, you are in the right plac
Who This is For
This is for:
-
Moms who want to work from home and have more family time
-
Families who want life insurance with special benefits
-
People who want to save money for retirement without losing it in the market
-
Women who want to start their own business from home
-
Anyone who needs guidance and help with financial plans
If you feel stuck between work and family or worried about money if something happens, this site can help.
I highly recommend anyone that is searching for a road map that leads them and their family to financial freedom
Jessica Aniela Kolbusz
Executive Coach
Services Designed for Real-Life Needs
Life Insurance
Families need more than policies — they need peace of mind. Life insurance provides protection against unexpected events, ensuring loved ones are financially secure. Options include Term, Whole Life, and Indexed Universal Life (IUL) policies with personalized guidance tailored to your unique needs. Policies include free accelerated living benefits for chronic illness, critical illness, or injury, giving families access to funds when it matters most.
Annuities
Plan for retirement with strategies that grow your income while protecting against losses. Indexed Annuities provide upside market participation with zero-floor protection. You’ll receive guidance tailored to your lifestyle and long-term goals, helping you secure financial stability during retirement and beyond.
Customer Service
Navigating insurance and financial products can be complex. Dedicated customer support ensures you understand every step, with tailored recommendations and ongoing guidance. Exceptional service and personalized solutions mean your financial decisions are made with confidence and clarity.
Living Benifits
Life is unpredictable — illness, injury, or unexpected expenses shouldn’t derail your plans. Living Benefits provide access to policy funds in cases of chronic or critical illness, injury, or to supplement retirement income. These benefits give financial flexibility and tax-free growth opportunities, preparing you for every season of life.
I am Janíce Obee, a coach, mentor, and business owner dedicated to helping working moms achieve freedom, flexibility, and financial security. I know firsthand how challenging it can be to balance a corporate career, family, and personal life, and I understand the feeling of missing important moments with your kids. My personal journey inspired me to create a path where moms and families can earn income, protect their loved ones, and still be present for what matters most.
I specialize in life insurance, annuities, and living benefits, helping clients plan for the future with confidence. I provide solutions that protect families, build financial security, and prepare for life’s unexpected events. I also love helping moms start their own businesses from home, offering step-by-step guidance, mentorship, and support so they can earn while they learn.
My approach is grounded in heart, professionalism, and dedication. I take pride in helping others dream bigger, take control of their financial future, and create a life full of purpose and balance. Whether I am helping a family protect what matters most or coaching a mom to build her own business, my goal is always the same: to turn challenges into opportunities and empower others to thrive.
“Buying an insurance policy is easy, but finding the right broker who truly understands your needs and helps secure your future can be daunting. Janíce is honest, patient, and goes the extra mile to make sure you understand your options and feel comfortable with your choices. She has been an incredible help to me and my family.”
Edna J. White
Speaker/ Business Coach
Work From Home
Business for Moms
Many moms want to work from home so they can spend more time with their kids. You can:
-
Work from home with flexible hours
-
Earn money while learning
-
Start your own business
-
Help other people while making money
Step 1: Join and Get Started
-
Meet with Janice
-
Start 30-day field training
Step 2: Earn While Learning
-
Get licensed
-
Set appointments
-
Start earning money
Step 3: Grow Your Business
-
Increase appointments
-
Earn more money
This plan gives you the tools, confidence,
and support to succeed.
Why this Works
Janíce has walked in your shoes and cares for your success.
It is normal to worry about failing or not having experience. This system gives step-by-step help and coaching. You will learn what to do and feel confident.
Janíce Obee is an experienced coach, business owner, was a single mom and now a grand mother. She is passionate, professional and helps families and moms feel confident and supported.
I met Janíce on PP2P and later got to know her better when she joined the Lions of Juda Team. She is incredibly dedicated, passionate, and genuinely cares about helping working moms transition to working from home and build their own businesses. Her guidance, expertise, and unwavering support make her an invaluable resource for anyone on her team or working with her. Janíce truly makes a positive difference in the lives of those she supports, and I highly recommend connecting with her.
Veronica Reed, M.Ed.
I thoroughly enjoyed working with Janíce. As a servant leader, she has an amazing ability to understand her clients’ goals and always puts their needs first. She is honest, kind, hardworking, and deeply committed to helping others succeed. Her guidance and expertise help clients achieve financial freedom for themselves and their families. I highly recommend Janíce to anyone looking for a trusted professional and mentor.
Jessica Aniela Kolbusz
I highly recommend Janíce Obee. She is an honest, patient, and knowledgeable insurance professional who takes the time to understand your needs and explain every option clearly. She goes the extra mile to make sure you feel comfortable with your decisions and helps create a plan that fits your goals and future. Working with Janíce has been a true advantage for me and my family, and I know she can help anyone secure their financial future.
Edna J. White